Insurance Brokers

Why it’s a good idea to use Insurance Brokers

Independent agents
Use Insurance Brokers for better coverage, bigger savings, and best service

One of the benefits of shopping for insurance using an independent agent or insurance broker is they generally represent many companies – not just one.

So, you don’t have to spend a lot of time going online and filling out forms or locating a number. You don’t need to deal with all kinds of agents, insurance companies, quotes, and trying to figure everything out by yourself. Like which is the best deal as far as coverage and price. Leverage an independent agent or broker

Using an “indendent agent” or “insurance broker” (these terms are often used interchangeable and generally mean the same thing.) However, an insurance broker in some areas just finds good quotes and doesn’t offer advice or service after the sale. Where as an independent agent is like a captive agent who represents just one company – independent agents represent many insurance companies. They also offer advice and service after you purchase a policy. An independent agent offers more choices of carriers and options.

A good insurance professional, whatever they are called or how many companies they represent, will most often have a designation like “AAI” Accredited Advisor in Insurance, “CPCU” Charted Property Casualty Underwriter, or “CIC” Certified Insurance Counselor. There are other designations too. The main thing this signals is that you are dealing with an experienced and knowledgeable insurance professional. They don’t cost anymore to use. Why not have the best?

Many times it makes more sense to shop for a good agent verses shopping for quotes.

There are many insurance professionals at The Insurance Specialists Team. They not only have designations and experience, they specialize in areas like auto and home insurance, commercial insurance, health insurance, life insurance, workers’ compensation. So, if you have many needs you can find good agents and quotes all in one place. Call 612.460.7796 speak with a specialist today and save easy and fast with a local insurance professional.

Insurance Brokers
Get Auto and Home Insurance Quotes

Why Choose an Independent Insurance Agent?

Minneapolis independent Insurance Agent 612.460.7796

Choice it’s something we take for granted.  The ability to determine what’s best for us, our needs, our life.

So many households settle for the insurer that their family used or the ones with the best commercials and don’t consider the options.  Many times they end up paying more for less. It’s not just about price either.  Choosing an experience insurance agent doesn’t cost you more and usually costs less as they know how to properly insure and negotiate the best prices.

Most business and families – if they ever do compare or shop their insurance do so on price alone and limit their chooses and the possibilities of lower prices now and in the future. It may seem logical – but, the best thing to do is shop for the best agent not price.

The best agents will know how to get the best price.  They’ll make sure you have the correct coverage.  They’ll likely have the best relationships with insurance companies and underwriters.  This allows them more options and opportunities to get you the best deal as the underwriters know they can trust an experienced agent. Experienced agents have access to companies and products most other less experienced agents and agencies won’t have. Don’t surrender your choice and shop on price alone. It’s the wrong road and the one most often traveled.

Use an independent insurance agent.  They represent may companies – not just one.  There are many reasons for choosing to use an independent insurance agent.  Contact the Minneapolis Insurance Team and see the difference today.

 

Minneapolis Car Insurance