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Why Do You Need Home Insurance?
Homeowners insurance or home insurance is a form of property protection that includes coverage against damages to your home, along with any furniture or belongings in the house. It also provides liability coverage when accidents happen on your property.
You need a home insurance policy if you are a:
First-time home buyer
Covers damages to your house in the events of fire, hurricanes, lightning, vandalism or other covered disaster.
Covers the costs of lawsuits or medical expenses related to accidents that happen at your home caused by you, your household members, and even pets.
When an insured disaster destroys your home, even the contents are covered. This includes clothing, furniture and appliances.
Provides special coverage to your valuables such as jewelry, guns, and other prized collections.
Business owners who also have a home business should consider buying specialized commercial insurance that will cover their business liabilities.
Property damage caused by flood is not often covered so you may get a special coverage for this.
You’ve worked hard to secure yourself a safe and inviting place to call your own—now the next logical step is protecting you and your property from an array of risk exposures. The Insurance Specialists Team is committed to helping you navigate through this critical policy decision.
We know what may work for one homeowner, won’t necessarily work for you which is exactly why we aim to create individualized insurance plans that reflect the distinct needs of you, your family and your unique home.
Independent agents from Minneapolis Insurance Team are here for you and will certainly look after your insurance — whether it’s assisting you with claims, assessing your protection, or aiding you select new insurance coverage as your requirements change.
We live and work in your community, and understand the things that affect your life and your home, life and auto insurance needs. We value the relationship we build with you and will work to serve your best interests.
333 Washington Avenue North, Ste. 300
Minneapolis, MN 55401