Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
Let The Minneapolis Insurance Team help you find the right amount of coverage to suit your insurance needs. Protect what's inside your unit with a fast, local, and free condo insurance quote from us.
Why Do You Need a Condo Insurance?
Condo insurance can come in handy even if your condo association has their own coverage. In a condo, the insurance provided by your building will usually only protect main structures and common areas. However, items like unit improvements or loss assessments are considered your responsibility.
To protect yourself, your property and other liabilities, it is important that you get a separate insurance policy for your condo unit.
Any damage from the walls of your unit up to the interior is covered if it is caused by a covered peril such as fire or severe weather.
When a covered claim occurs, personal property coverage may help pay for repairs or replacement of items that are stolen or damaged. This could include electronics, appliances, furniture and clothing.
Covers medical and legal fees from injuries and accidents that happened to someone visiting your unit.
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.
You’ve worked hard to secure yourself a safe and inviting place to call your own—now the next logical step is protecting you and your property from an array of risk exposures. The Insurance Specialists Team is committed to helping you navigate through this critical policy decision.
We know what may work for one homeowner, won’t necessarily work for you which is exactly why we aim to create individualized insurance plans that reflect the distinct needs of you, your family and your unique home.
Independent agents from Minneapolis Insurance Team are here for you and will certainly look after your insurance — whether it’s assisting you with claims, assessing your protection, or aiding you select new insurance coverage as your requirements change.
We live and work in your community, and understand the things that affect your life and your home, life and auto insurance needs. We value the relationship we build with you and will work to serve your best interests.
333 Washington Avenue North, Ste. 300
Minneapolis, MN 55401